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Centene Corporation

has agreed to acquire the Medicaid operations of

SummaCare, Inc

The undersigned has provided valuation services
to SummaCare, Inc. in connection with this transaction.

Sherlock Company
January 2005 sherlockco.com

Physicians of Summa Health System
have options for an equity interest in
Summa Insurance Company, Inc.

The undersigned has provided valuation services
to Summa Health System, Summa Insurance Company’s
Principle Shareholder.

Sherlock Company
September 2004 sherlockco.com

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